SSAS explained


Small-Self Administered Schemes (SSAS) are extremely tax-efficient

  • Contributions made by the sponsoring employer to the scheme usually qualify for Corporation Tax relief
  • Within certain limits, personal contributions made to the SSAS will also qualify for tax relief
  • With the exception of dividend income, the SSAS does not pay Income Tax or Capital Gains Tax on the assets it holds

If the SSAS owns a property:

  • No tax is payable on the rental income received
  • The tenant, which may be the sponsoring employer, can offset the rent paid against Corporation Tax


  • A tax-free lump sum is available when members retire
  • On death, the benefits payable are also extremely tax-efficient

The tax-efficient nature of SSASs is one of the key reasons why they are popular among business owners.

If you would like to learn more about how a SSAS can benefit you and your business, please get in touch by completing the form below or calling us on 0800 612 6644.

Learn more about SSAS

Small Self-Administered Schemes (SSAS) offer greater flexibility and wider investment options than other pension schemes. However, they are often misunderstood. The following information is intended to help you understand more about what is possible with a SSAS.

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