Starting and running your SSAS

Our process

We have specific criteria which must be met before we will consider a request to establish a SSAS.

Our aim isn’t to manage as many schemes as possible, but to work with a select number of business owners who share our values and to whom we can make a substantive contribution towards the success of their business and the growth of their pension.


Track record

We will only work with companies that have been trading for more than 12 months and who have PAYE, Corporation Tax and VAT (where applicable) arrangements with HMRC. Ideally, companies should employ staff in addition to the directors themselves and be engaged in a trading activity.


Scheme size

We require schemes to have assets of at least £100,000 or reach that size within 12 months. We feel that this is the minimum required to justify the costs associated with a SSAS and to enable us to provide value for money to the SSAS and sponsoring employer.


Number of scheme members

Single-member schemes will be considered. However, multi-member schemes with up to 11 individuals are preferred, especially when investing in property to avoid complications on the death of a member in a single-member scheme.



We are unashamedly conservative in our investment approach and believe that SSASs should be used primarily for investing in commercial property, loans to the sponsoring employer, or for investments pending a property purchase or loan.

Once our criteria are met, we can commence the three-stage process of setting up a SSAS.

1Information gathering

  • Initial enquiry
  • Get to know each other
  • Understanding objectives
  • Due diligence

2Scheme setup

  • Application forms and governing documents
  • Register with HMRC and the Pensions Regulator
  • Open scheme bank account
  • Facilitate transfer of any existing pensions

3Use scheme

  • Contribute
  • Invest
  • Review
  • Repeat

Get in touch

If you’d like to speak to us or book an initial meeting, you can contact us directly or, alternatively, drop us a message using the form opposite.

Trading Address

Registered Address